Could increasing non-QM issuance indicate another crash is on the horizon? Are non-QM loans the new subprime? Research released today may have the answer everyone is looking for.

According to remarks heard in the Principles of Housing Finance Reform hearing today, the status quo is no longer an option when it comes to Fannie and Freddie. But what would a reformed system look like? And how can we get there? Today’s hearing at the Senate Commmittee on Banking, Housing, and Urban Affairs offered some ideas.

Home prices have hit record highs once again, according to a national price index released today. And with high demand and tight inventory, they’re likely to keep rising for the foreseeable future. So, how long do we have until the bubble bursts? Today’s index has some answers.

According to a new survey from Fannie Mae, lenders have loosened their credit standards once again, marking the third straight quarter standards have eased up. Does this make a trend, though? And what’s inspiring lenders to expand the credit box? The survey has some interesting insights.

Freddie Mac’s belt is getting a little bit tighter as its portfolio increases yet again. But while it certainly rose over last month, the portfolio’s growth is nothing compared to a few months prior. So what does that mean for the long-term health of the GSE?

If a recent analysis is accurate, seller’s days may be numbered. Markets in once-hot major cities have all showed signs of slowing down in recent months, but does it spell a nationwide trend?

The overall rate of default in the U.S. has hit its lowest point in five months, but not every product is seeing a drop. Which ones are experiencing steep declines and which are on the rise? Read on to find out.

A major company in the mortgage industry shed hundreds of nonperforming loans recently. Read on to find out which company, and how much their haul was for.

It seems renters may finally be setting their sights on homeownership, if a new analysis released on Thursday rings true. In the first quarter of this year, the share of home shoppers who were either non-homeowners or renters rose noticeably over recent years. But what could it mean for investors and lenders? And will the uptick continue?

Close to 5,000 U.S. areas are eligible for consideration under the Community Reinvestment Act (CRA), according to a list released by several government agencies on Wednesday. The Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation, and the Board of Governors of the Federal Reserve System released their joint list of distressed or underserved nonmetropolitan middle-income geographies today, which pinpoints the thousands of low- and moderate-income CRA-eligible communities across the nation. Enacted in 1977, the Community Reinvestment Act encourages banks to better meet the needs of the communities in which they operate.