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Author Archives: David Wharton

David Wharton, Online Editor at the Five Star Institute, is a graduate of the University of Texas at Arlington, where he received his B.A. in English and minored in Journalism. Wharton has over 15 years of experience in journalism and previously worked at Thomson Reuters, a multinational mass media and information firm, as Associate Content Editor, focusing on producing media content related to tax and accounting principles and government rules and regulations for accounting professionals. Wharton has an extensive and diversified portfolio of freelance material, with published contributions in both online and print media publications. Wharton and his family currently reside in Arlington, Texas. He can be reached at David.Wharton@DSNews.com.

The Week Ahead: Examining the State of the Housing Market

On Tuesday, April 10, at 1 p.m. EST, Carrington Mortgage Holdings, LLC, will present a new webinar about "The State of the U.S. Housing Market." Rick Sharga, EVP, Carrington Mortgage Holdings, will host the webinar. During the hour-long presentation, Sharga will ...

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The Debt Dilemma

Editor's note: This story was originally featured in the March issue of DSNews, out now. In February 2017, the financial media sounded the alarm that total U.S. consumer debt was at $12.6 trillion, just a hair short of the $12.7 trillion peak ...

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Major Metros Still Exhibiting Pockets of Affordability

With home prices rising in most major metros across the United States for the past decades—in some cases posting double-digit gains year-over-year—the American Dream of homeownership may begin to feel elusive. However, Unison, a homeownership investment firm, maintains there are ...

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The Fight Against Zombie Homes Finds a New Ally

The topic of zombie homes comes up often here on DS News, ranging from fast-track foreclosure legislation to rules about clearboarding and plywood bans. In February, New York Governor Andrew Cuomo announced that the state was buying up distressed mortgages ...

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Ranking Reverse Mortgage-Backed Securities Issuance

NewView Advisors, LLC, a financial services firm based in New York, has released a new look at the state of HECM mortgage-backed securities for the first quarter of 2018. HECM is the Federal Housing Administration’s (FHA) Home Equity Conversion Mortgage ...

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Houston Updates Building Codes in Floodplain

According to the National Hurricane Center, Hurricane Harvey caused $125 billion in damage during its rampage in August 2017. The storm killed damaged 203,000 homes and destroyed 12,700. Eight months after the storm, the recovery continues—and that recovery is about ...

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Increasing Delinquencies Among Lower-Income Borrowers Could Forecast Problems

Mobile homes aren’t a sector of the housing market we often examine here at DS News, but a recent study tracking delinquencies among mobile-home loans could signal the build-up of troubling trends. Are increasing mobile home delinquencies the “canary in ...

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The Industry Pulse: Updates on the New York Fed, Freddie Mac, and More …

Which companies are merging, and what professionals are moving? See some highlights in this update of the housing and mortgage industries. The Federal Reserve Bank of New York announced that John C. Williams has been named President and CEO. His appointment by ...

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John C. Williams Named President of New York Fed

The Federal Reserve Bank of New York announced that John C. Williams has been named President and CEO. His appointment by the eligible members of the New York Fed’s Board of Directors was approved by the Board of Governors of the ...

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MERSCORP Holdings Launches MERS eNote Solutions, Powered by eOriginal

MERSCORP Holdings, Inc. and eOriginal, Inc. has launched a new solution offering that will enable originators to accelerate entry into the digital mortgage ecosystem. MERS eNote Solutions, part of the MERS eSuite, will enable the creation, execution, registration, and management ...

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