Home / Author Archives:

Author Archives: Ed Delgado

Ed Delgado is President and CEO of the Five Star Institute, a leading mortgage banking association providing education and strategic services to the U.S. residential mortgage market. During his 25-year career, Delgado has held executive positions at Wells Fargo and Freddie Mac. While at Wells Fargo, Delgado played an integral role as a key representative to the U.S. Department of the Treasury, supporting the Bush and Obama administrations' efforts to develop mortgage solutions designed to prevent residential foreclosures in the U.S. Delgado was elected Chairman of the Office of the Comptroller of Currency Advisory Council, an independent working group, and is a current Board Member at Operation Homefront, a national 501(c)(3) nonprofit whose mission is to provide valued programs and aid to U.S. military veterans.

Why CWCOT Is Good for Homeowners

The FHA’s recent Annual Report of its MMI Fund highlights a key area that has been saving money for taxpayers. Five Star Institute’s President and CEO, Ed Delgado makes a case for why certain tweaks to the FHA’s CWCOT program would provide a win-win for borrowers and the FHA.

Read More »

Montgomery the Right Choice For FHA

By Ed Delgado, President & CEO, Five Star Institute Today, the eyes of the industry will be on Capitol Hill as Brian D. Montgomery fields questions from the Senate Committee on Banking, Housing, and Urban Affairs pertaining to his nomination ...

Read More »

Montgomery the Right Choice For FHA

By Ed Delgado, President & CEO, Five Star Institute Today, the eyes of the industry will be on Capitol Hill as Brian D. Montgomery fields questions from the Senate Committee on Banking, Housing, and Urban Affairs pertaining to his nomination ...

Read More »

From the Desk of Ed Delgado: A Response to the State of the Union Address

Last night, in President Obama's State of the Union address to Congress, the President said the American people were “tired of stale political arguments.” I agree, Mr. President, we are tired. We are tired of the divisive language from our President. Instead of bringing America together and setting us forth on the path towards economic growth and prosperity, what I heard in his address was more of the same misguided, go-it-alone ideas we’ve heard before, as opposed to real job creation and economic growth.

Read More »

Welcome to the New DSNews.com

A lot has changed in past last five years. This industry has overcome some tough times, and so have the people who make it great. The new reality is one of adaptation and perseverance in the face of the unknowable ...

Read More »

Reflecting on Reform Legislation

Legislation, Mortgage and Compliance News

  Select Print Feature, originally appeared in the September 2013 issue of DS News Magazine.   Barney Frank served as a U.S. Congressman, representing the fourth district of Massachusetts, from 1981 to 2012 and occupied the chairman’s seat of the House Financial Services ...

Read More »