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Commentary

Another Asset Price Bubble? Kroll Says ‘Yes’

Housing Recovery

Did you get many warning signs? Not really. So if the data coming in today doesn’t fit within the pessimistic paradigm created by some of the world’s leading economists, just call it a case of déjà vu, analysts with Kroll Bond Rating Agency said Wednesday.

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Housing and the Economy Have Returned to a Virtuous, Supportive Cycle

Ask the Economist is an ongoing series in which DS News talks with an economist about the most pressing issues facing the nation's housing industry and the economy. This installment features Jonathan Smoke, Chief Economist with Realtor.com.

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The Impact of HAMP on Loss Mitigation Norms

It has enabled the industry to evolve its loss mitigation norms by helping to define a process that uses income to drive to a specific debt-to-income level, and it is likely that modifications beyond HAMP will continue to occur on this basis.

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Counsel’s Corner: Does the CFPB Really Understand Non-Judicial Foreclosures?

Counsel's Corner is an ongoing series in which DS News talks with default servicing attorneys around the country about the most pressing issues facing the default servicing industry. This installment features Angela Kleine, a partner in the San Francisco office of Morrison Foerster.

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Counsel’s Corner: Banks Win One Case Over Mortgage Underwriters, But It’s Not Over

Counsel's Corner is an ongoing series in which DS News talks with attorneys around the country about the most pressing issues facing the default servicing and mortgage industries. This installment features Howard Knee, a partner in the Los Angeles office of Blank Rome.

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New Proposed Bankruptcy Rules: Focus on Periodic Statements

Under the CFPB’s proposed rules, most borrowers in bankruptcy would receive periodic statements/coupons, unless the borrower requests that the servicer stop sending them; surrenders the property; the court avoids the lien; or the lien is relieved from stay.

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