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Tag Archives: American Enterprise Institute

The Rising Risk of Defaults in Refis

A recent report found that cash out refi loans at a higher risk of default than purchase loans. Click through to learn what’s causing refinance loans to have a higher stressed default rate.

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The Industry Pulse: Updates on US Bank, Mr. Cooper, and More

Industry

Which companies are merging, and what professionals are moving? See some highlights in this update of the housing and mortgage industries. Fannie Mae has awarded U.S. Bank Home Mortgage with 2017 Servicer Total Achievement and Rewards (STAR) recognition in two categories: General ...

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Preventing Poverty

One part of a collection of essays published by American Enterprise Institute is focusing on housing policy issues. From the book, A Safety Net That Works edited by Robert Doar, this section revealed how reforming housing policies could help reduce poverty. ...

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Five Star Hosts Appraisal Theory: Back to Fundamentals

The Five Star Institute National Appraisal Congress recently hosted a webinar titled "Appraisal Theory: Back to Fundamentals,” presented by Ed Pinto, Codirector and Chief Risk Officer for the International Center on Housing Risk at the American Enterprise Institute.

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First-Time Buyer Mortgage Share and Risk Indices Edge Up in June

The first-time buyer share in April, May, and June was launched to new highs, supported by improvements in the labor market, riskier mortgage lending, and continuing low mortgage rates. The American Enterprise Institute International Center on Housing Risk recently released a report, finding that first-time buyers account for 58.8 percent of primary owner-occupied home purchase mortgages with a government guarantee, up from 57.2 percent the prior June, according to the Agency First-Time Buyer Mortgage Share Index.

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