A new analysis provides insights into a housing market that is becoming more bifurcated and the factors that led to it.
Read More »Public Policy Institute Asserts its Recommendations for FHFA
Here's why researchers at the American Enterprise Institute say proposed rules from the FHFA would be insufficient in a financial crisis.
Read More »The Rising Risk of Defaults in Refis
A recent report found that cash out refi loans at a higher risk of default than purchase loans. Click through to learn what’s causing refinance loans to have a higher stressed default rate.
Read More »The Industry Pulse: Updates on US Bank, Mr. Cooper, and More
Which companies are merging, and what professionals are moving? See some highlights in this update of the housing and mortgage industries. Fannie Mae has awarded U.S. Bank Home Mortgage with 2017 Servicer Total Achievement and Rewards (STAR) recognition in two categories: General ...
Read More »HUD’s Carson: Proud to “Move Others up the Ladder”
The 2018 Five Star Government Forum launched at the Newseum in Washington D.C. Tuesday morning with a discussion between United States Secretary of Housing and Urban Development Dr. Benjamin Carson and Five Star President and CEO Ed Delgado. Carson told ...
Read More »First-Time Homebuyers Could Face Increased Default Risks in 2018
The American Enterprise Institute’s (AEI) International Center on Housing Risk has released a new installment of its National Housing Market Index (NHMI), examining the state of the market in the second half of 2017 and where it’s likely to go ...
Read More »Preventing Poverty
One part of a collection of essays published by American Enterprise Institute is focusing on housing policy issues. From the book, A Safety Net That Works edited by Robert Doar, this section revealed how reforming housing policies could help reduce poverty. ...
Read More »Five Star Hosts Appraisal Theory: Back to Fundamentals
The Five Star Institute National Appraisal Congress recently hosted a webinar titled "Appraisal Theory: Back to Fundamentals,” presented by Ed Pinto, Codirector and Chief Risk Officer for the International Center on Housing Risk at the American Enterprise Institute.
Read More »First-Time Buyer Mortgage Share and Risk Indices Edge Up in June
The first-time buyer share in April, May, and June was launched to new highs, supported by improvements in the labor market, riskier mortgage lending, and continuing low mortgage rates. The American Enterprise Institute International Center on Housing Risk recently released a report, finding that first-time buyers account for 58.8 percent of primary owner-occupied home purchase mortgages with a government guarantee, up from 57.2 percent the prior June, according to the Agency First-Time Buyer Mortgage Share Index.
Read More »U.S. Congressman Hensarling Scheduled to Speak on Fifth Anniversary of Dodd-Frank
U.S. Congressman Jeb Hensarling (R-Texas) will speak out along with a panel of financial regulation experts on the need for financial reform at an American Enterprise Institute (AEI) Event on Tuesday, July 21 – the fifth anniversary of the passage of the Dodd-Frank Wall Street Reform and Consumer Protection Act, according to an announcement from AEI.
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