What is constraining debt-to-income ratios from returning to pre-crisis levels? The latest report on the Ability to Repay Rule from CFPB might have the answer.
Read More »Reforming Housing Finance in the Absence of Legislation
A new report by the Milken Institute calls for administrative reform to strengthen the housing finance system. Here’s why.
Read More »Interpreting RESPA’s Regulation X
How can servicers succeed in legal cases that require an understanding of RESPA regulations to create a win-win for lenders and borrowers? Editor’s note: This feature originally appeared in the January issue of DS News, out now.
Read More »To BFCP or Not To BFCP: That Is the Question
While the new Director at the CFPB halted the agency’s name change, here’s where she said it would still be called Bureau of Consumer Financial Protection.
Read More »Regulation Vs. Added Costs
A change of name for the CFPB to the Bureau of Consumer Financial Protection is likely to cost the industry millions. Here’s why.
Read More »Kraninger Nom Advances to Senate Vote
The nomination for Kathleen Kraninger to become the next Director of the Bureau of Consumer Financial Protection passed a key Senate hurdle. Here’s what comes next.
Read More »BCFP Streamlines Advisory Committees
The Bureau of Consumer Financial Protection announced that it has appointed new experts to its three advisory committees, creating a new, leaner set of committees.
Read More »BCFP Clarifies HMDA Rules
In order to implement and clarify the requirements of the Economic Growth, Regulatory Relief, and Consumer Protection Act, released an “interpretive and procedural rule”. Click through to learn more.
Read More »BCFP May End ‘Proactive Oversight’ of Military Lenders
In a move that is stirring up controversy, the BCFP is reportedly considering ending its routine checks for violations of the Military Lending Act. See what this decision could mean for veteran homeowners.
Read More »Brian Johnson Appointed Acting Deputy Director at BCFP
On Monday, the bureau’s Acting Director Mick Mulvaney announced the appointment of BCFP’s Principal Policy Director, Brian Johnson, as Acting Deputy Director.
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