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Home | Tag Archives: ComplianceEase

Tag Archives: ComplianceEase

One-Fifth of Today’s Mortgage Loans Don’t Meet QM Standards

One-Fifth of Today’s Mortgage Loans Don’t Meet QM Standards

One in five loans originated in today's mortgage market will not meet the requirements of the Consumer Financial Protection Bureau's (CFPB) Qualified Mortgage (QM) rule that goes into effect in January, according to an audit of new loans by ComplianceEase. Of the 20 percent of loans that would not qualify, ComplianceEase determined fee levels would be the disqualifier for about half. The QM rule allows for points and fees of up to 3 percent.

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