From program inception to date, the GSE has transferred a portion of the credit risk on more than $1.3 trillion of Single-Family mortgages based on UPB at issuance.
Read More »Gen Z Home Loans Catching Up
While most of the market remained relatively unchanged, a new report reveals that Gen Z is entering the market, and showing some of the largest growth in mortgages and other credit products.
Read More »The State of Homebuyer Regret
Americans are constantly being pressured to overspend on many things, including their homes. Here’s what a new report reveals.
Read More »Credit Risk: The Highs and Lows
As some channels have taken on increased risks, mortgage credit availability increased to record levels. Here's why.
Read More »Equifax and FICO Partnership: Industry Impact
Earlier this year, Equifax and FICO announced a partnership, pooling their collective consumer financial data. Here's how that partnership may affect banks, lenders, and lending practices.
Read More »FHA Update: Measuring Delinquency and Credit
Each quarter, HUD releases a report on the FHA's single-family mutual mortgage insurance funds programs. Find out what was in this quarter's report.
Read More »Maxine Waters: “This Hearing Was Long Overdue”
In a hearing on holding credit bureaus more accountable the House Financial Services Committee sought answers from Equifax, TransUnion, and Experian on credit reporting. Here’s what the committee and witnesses had to say about making the process stronger and more secure.
Read More »Economy Shifts The Balance of Housing
The Federal Reserve Bank of New York takes a look at what economic indicators are Americans watching out for this year.
Read More »Why Are Consumer Default Rates Rising?
Here are the factors that have led to the rise in increasing default rates on first mortgages, according to a new report.
Read More »Why Homeowners Won’t Move
"Homebodies" are becoming more and more common as less homeowners sell their current homes. An economist gives insights on the factors contributing to this trend.
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