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Tag Archives: Experian

First Mortgage Default Rates Hold Steady

Although they did see a small uptick as last year ended, first mortgage default rates remained flat year-over-year, according to the S&P/Experian Consumer Credit Default Indices covering data up through January. According to the S&P/Experian Consumer Credit Default Indices released ...

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Mortgage Delinquencies Up, Still Below 15-Year Averages

Two different reports show small increases in loan delinquencies in the back half of 2017, but the percentages remain comparatively low and bode well for the state of the economy in 2018. The American Bankers Association Consumer Credit Delinquency Bulletin ...

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Experian: Credit Outlook Bright for 2018

Consumer credit reporting agency Experian has released its eighth annual State of Credit report, showing a positive state of affairs that includes average credit scores trending upward and inching closer to pre-Recession totals. Experian’s data reveals that the national average ...

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Credit Score Facelift

As the years go by, technology progresses. New computers and cellphones, more efficient ways of handling paperwork—but what about credit reporting?

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Defaults: How Low Can They Go?

The overall rate of default in the U.S. has hit its lowest point in five months, but not every product is seeing a drop. Which ones are experiencing steep declines and which are on the rise? Read on to find out.

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Experian and Finicity Streamline Loan Approvals, Increase Credit Access

Experian and Finicity, a cloud-based financial data aggregation provider, announced Monday a collaboration that will digitize the mortgage lending process and bring some of the “credit invisible” into view for lenders.

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Mortgage Defaults are Holding Steady

The delinquency rate has declined by 7.3 percent last year, but the latest report states that it has remained stagnant in the later of half of 2016.

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Boomerang Buyers Dust Themselves Off to Re-enter Market

During the financial crisis and housing burst, an unprecedented number of homeowners felt the repercussions of having the mark of foreclosure, short sale, or bankruptcy on their credit report. Now 2.5 million consumers are set to potentially re-enter the market.

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How HELOC May Effect Lending Moving Forward

A rebound is underway that affects consumers and lenders positively. but Experian states that even with this positive outlook, though, consumers and lenders still should proceed somewhat cautiously.

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S&P and Experian Data Shows Default Rates Hit New Lows in May

Recently released data from S&P Dow Jones Indices and Experian shows that default rates across the country and across the financial spectrum aren’t just on a steady decline, they hit new lows in May. According to the S&P/Experian Consumer Credit Default Indices, four of the five cities the companies studied through May reported declines in default rates for the second straight month.

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