Tag Archives: Freddie Mac

It may have been a tough quarter in Q1 for Freddie Mac financially, but at least their is one year-end goal that the Enterprise was already close to attaining at the end of March.

As the GSE conservatorship surges forward with no hope for reform in the near term, many in the industry cannot help but wonder what will happen next.

Freddie Mac did not need to take a draw on Treasury after all despite all the speculation in the last week about the Enterprise's declining capital buffer. But Freddie Mac's financial report for Q1 did not contain all good news.

Both GSEs are required to reduce the volume of their mortgage portfolios, and both are required to have a zero capital buffer by January 1, 2018. To some, that is an extremely bad combination for taxpayers while the FHFA's conservatorship of the GSEs continues.

The House Financial Services Committee unanimously passed a bill this week that lifts certain restrictions placed on insurance companies by the federal government and gives states more flexibility to license and regulate private flood insurance.

The industry has been buzzing about the GSEs' lack of capital ever since FHFA Mel Watt identified it as a risk that is likely to escalate as long as the GSEs remain in conservatorship. What will the Q1 earnings reports for Fannie Mae and Freddie Mac bring?

FHFA's conservatorship scorecard called for Fannie Mae and Freddie Mac to lay off a certain amount of risk on single-family mortgages in 2015. Exactly how much credit risk did they transfer?

Inconsistencies in the economy during the first quarter have not dampened Freddie Mac’s forecast for housing for the coming year. Freddie Mac has held fast to its prediction that 2016 will be the best year for housing since before the crisis. Why is the outlook for housing so rosy?

The mortgage portfolios of both Fannie Mae and Freddie Mac expanded slightly to start the year. Will this have an effect on winding the portfolios down while they are under the FHFA's conservatorship?

How much credit risk did Fannie Mae and Freddie Mac offload with their respective transactions announced this week?