Tag Archives: Freddie Mac

Freddie Mac has now transferred a substantial portion of credit risk for more than $422 billion in unpaid principal balance on single-family mortgages.

The number of REO properties has substantially declined over the last few years, but it remains elevated in some pockets,

After two months of consecutive declines in mortgage interest rates Freddie Mac reported that they have finally moved upward amidst subsiding financial market turbulence.

The year 2015 was a landmark one for the GSEs as they ramped up programs to excise non-performing loans from their single-family portfolios.

The Ninth Circuit Court of Appeals affirmed a decision by a lower court that Fannie Mae and Freddie Mac are "private companies." What will the ruling mean, if anything, for the pending lawsuits by GSE investors who claim the Net Worth Sweep is illegal?

Why have borrowers been passing on favorable opportunities to refinance to lower their mortgages to the lower rates available?

Since the crisis, the housing industry has been consistently expanding, but when the pace of growth lost a large amount of momentum in the final quarter of last year, on top of economists' predictions of slow growth, many in the industry are questioning if the expansion is beginning to expire.

Freddie Mac began its credit risk transfer sharing initiatives in 2013 as a way to transfer a portion of the risk on residential single-family mortgages to private investors and away from taxpayers.

While a recent speech by FHFA Director Mel Watt has fueled speculation that Fannie Mae and Freddie Mac will be recapitalized and the conservatorship will end, Treasury said that no policy change is imminent.

After growing by more than $30 billion during the full year 2015, the portfolio begins the new year with expansion.