Tag Archives: Freddie Mac

Last week, FHFA Director Mel Watt gave a speech at the Bipartisan Center in which he declared the GSEs' lack of capital to be their biggest risk, and that he expects that risk to escalate as the conservatorships continue. Will that risk spur the government to end the conservatorships after almost eight years?

Many have expressed concerns that the GSEs cannot continue their profitability. Freddie Mac announced on Thursday, however, that it was profitable for the fourth consecutive year in 2015.

Currently, Fannie Mae and Freddie Mac consider only the FICO scoring model when making mortgage purchase decisions. How much of a difference would it make to the industry if they considered an alternative credit scoring model?

Is the government doing enough to reduce the risk of another taxpayer-funded bailout of Fannie Mae and Freddie Mac?

Mortgages backed by Fannie Mae and Freddie Mac are performing at a level not seen since September 2008, when the conservatorships began.

Will Fannie Mae and Freddie Mac require another taxpayer-funded bailout as a result of their zero capital requirement?

Mortgage rates are at historic lows, which may seem like perfect opportunity for homeowners to refinance. Why are they not jumping at the chance?

Elected officials and community leaders in cities all over the country are rallying to protest sales of non-performing mortgages to Wall Street investors. What is the proposed solution?

The IDR process is specifically designed to address alleged loan-level breaches of selling representations or warranties that remain unresolved after completion of the appeals process.

The GSE continues to transfer credit risk away from taxpayers to private investors and expand its investor base.