Delinquencies, foreclosures, and homes in negative equity all dropped over the last quarter and the last year, according to new data. But just how much have they dipped and why?
Read More »GSE Capital Put to the Test
Earlier today, the FHFA released the results of the Enterprises’ Dodd-Frank Stress Tests—as well as the total expected draw both companies will take from the Treasury. How does it all add up?
Read More »Fannie Mae On Top
Fannie Mae released its Q2 earnings on Thursday. See how the government-sponsored enterprise faired here.
Read More »Credit Score Facelift
As the years go by, technology progresses. New computers and cellphones, more efficient ways of handling paperwork—but what about credit reporting?
Read More »Serving the Underserved
The question of how the government-sponsored enterprises could serve underserved markets, such as very low-income, low-income, and moderate-income families could recently have come that much closer to finding an answer.
Read More »GSEs Transfer Billions in Mortgage Risk
Fannie Mae and Freddie Mac have transferred billions in mortgage credit risk this year. But how much exactly have they moved?
Read More »A Closer Look: Why the Housing Market Needs Securitization
The FHFA, as the regulator of Fannie Mae and Freddie Mac, is beginning to build a platform that handles much of the securitization functions they provide. What are the benefits to this and how will it affect talk of reform in the housing market?
Read More »Fannie Mae Reduces Risk Pool
Fannie Mae is making moves again—this time it has completed its second set of traditional Credit Insurance Risk Transfer. Read on to find the amount of coverage the GSE received and the terms of the deal.
Read More »The End of an Era: Tozer Talks
Seven years might not seem all that long a tenure in the corporate world, but in the land of political appointees, Ted Tozer’s near-decade at the helm of Ginnie Mae was a true anomaly. Editor's Note: This feature originally appeared in the June 2017 print edition of DS News.
Read More »Is Freddie Fattening Up its Portfolio
Freddie Mac’s belt is getting a little bit tighter as its portfolio increases yet again. But while it certainly rose over last month, the portfolio’s growth is nothing compared to a few months prior. So what does that mean for the long-term health of the GSE?
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