Kate Higgins joins Northpointe Bank as a Senior Loan Officer, working with their loan team in Denver, Colorado. Kate Higgins comes from Unibell Financial, Inc., where she worked as a residential mortgage broker, handling both forward and reverse mortgages with access to multiple lenders. Northpointe Banke is a member of the FDIC and an Equal Housing Lender.

A years-long legal battle between the Bureau and PHH, centering on accusations of illegal kickbacks, recently ended with the Bureau dismissing the case. What does this case signify for RESPA enforcement going forward?