The objective is to give mortgage-backed securities investors at Ginnie Mae information that supports their sustainable investing decisions and solutions.
Read More »Regions With the Most Overleveraged Mortgagers
Here’s a ranking of regions by their “overleverage score,” which researchers measured using mortgage debt and other contributing factors.
Read More »Prospective Homeowners Face Increasing Changes, Challenges
Recent data reveals just how substantially pandemic-related factors have shaken up the process of purchasing a new house.
Read More »Best Metros for Renters Looking to Buy a House
Unprecedented demand and short supply nationwide are making things especially difficult for aspiring new homeowners. But some cities offer much more opportunities than others.
Read More »A Closer Look at a Record-Breaking Year
America’s housing market staged an unexpected rebound in the second half of 2020, resulting in a record number of first-time homebuyers. An economist unpacks this and other trends.
Read More »The Big Difference Between Fair and Good Credit
A few points can mean major perks for borrowers, according to analysts. Here are some key factors that impact that all-important number.
Read More »The No. 1 Way to Win a Bidding War
Considering today's intense competition, researchers studied the most effective strategies for agents and borrowers to come out on top.
Read More »Forbearance Activity Dips Below 2.6M—a First Since April
Considering recently revised FHFA terms, and the 620,000 active plans still listed with March month-end expirations, researchers say they'll be watching the numbers closely over the next few weeks.
Read More »The Recession’s Effect on Black and Latinx Homeowners
In Newark, New Jersey, a large percent of people who own homes are Black or Latinx, so researchers are examining how the economic recession is affecting homeowners of color, with Newark as a “backdrop.”
Read More »HUD Secretary: Annual Homelessness Assessment Results Are ‘Startling’
Federal officials offer insight and suggestions related to a new report on the crisis, which was worsened by COVID-19, from the Department of Housing and Urban Development.
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