Researchers expect that state Housing Finance Agency credit quality "will remain solid during and in the wake of the COVID-19 crisis."
Read More »Forbearance Effectiveness During a Financial Downturn
Research indicates that mortgage servicers and the federal government may have learned some important lessons from the 2008-09 financial crisis that they have applied to the country's current health-related economic situation.
Read More »Fannie, Freddie’s Conservatorship Fate Left to Biden Administration
A researcher examines the Trump administration’s final steps to reform the GSEs and finds modest momentum for the enterprises' release from conservatorship.
Read More »Tracking Homeowners’ Desire to Relocate
A survey by LendingTree found that about half of Americans looked into moving in the coming year. The researchers took a closer look at where, specifically, homeowners who relocate are most likely to go. Using data from January-December of 2020, ...
Read More »Economy ‘Ready to Take Off’ in 2021
Fannie Mae's Economic and Strategic Research (ESR) Group expects the U.S. economy to grow 5.3% in 2021, an upgraded forecast from the 4.5% reported last December. The GSE also issued an improved projection for 2022 at 3.6% growth from 3.2%. ...
Read More »How Biden’s Economic Stimulus Plan Might Impact Housing
President-elect Joe Biden last week provided a $1.9 trillion plan for rescuing the U.S. economy. Housing industry insiders and other American's have responded to key housing-related areas of the package including individual stimulus checks in the amount of $1,400 (in ...
Read More »The Week Ahead: Servicing Challenges in Uncertain Times
The Week Ahead features multiple webinars on industry issues including COVID-19-related servicing obstacles, diversity and inclusion, and the state of the economy.
Read More »FHFA, Treasury Announce Changes to GSE Regulations
Amendments allow GSEs Fannie Mae and Freddie Mac to continue to retain earnings until they satisfy the requirements of the 2020 enterprise capital rule. Click through to learn why some experts voiced both appreciation and concern.
Read More »FHFA Extends COVID-19-Related Loan Flexibilities
The changes aim to "ensure continued support for borrowers during the COVID-19 national emergency," according to agency representatives.
Read More »Five Housing Scenarios That Promote Upward Mobility
A study suggests policymakers and housing advocates should aim to not only prevent evictions, foreclosures, and homelessness, but also to put safeguards in place to better protect people from the next housing crisis.
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