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Author Archives: Douglas A. Oliver

Douglas A. Oliver is a partner with the Law Firm of Anselmo Lindberg Oliver LLC and Chair of the Firm’s Litigation Group. Oliver is an experienced trial lawyer who practices primarily in the area of contested default servicing in both state and federal courts. Oliver is a frequent author and speaker for continuing legal education relative to default servicing practice, real property, creditors’ rights and the Fair Debt Collection Practices Act and similar laws. Some of Oliver’s recent speaking engagements include: Foreclosure Defenses, FiveStar Foreclosure Lab – Dallas, TX, 9/17/15; Legal League 100 Servicer Summit - Dallas, TX, (Conversation Starter, Borrower Liability Avoidance – determining when servicers or their firms are financially liable) 4/21/15; Legal League 100 Servicer Summit - Dallas, TX, (Conversation Starter, Financial Times - balancing compliance and financial pressure) 9/6/14; Legal League 100 Servicer Summit - Dallas, TX (Conversation Starter, Dealing With Creative Foreclosure Defenses) 4/18/13; MBA Default Servicing Conference - Dallas, TX (Panelist, Default Super Session) 2/22/13, and ALFN On-Site Servicer Training - Dallas, TX (Case Law Update) 9/13/12. Mr. Oliver is a 1993 graduated of Drake Law School, with honors. He is a member of the Illinois State Bar Association and is licensed to practice in all Illinois state and federal courts. Oliver is an active member of the Legal League 100, the Mortgage Bankers Association, and USFN.

Spokeo v. Robins: The Debate Over Whether Consumers Can Sue Lenders and Servicers for “Nothing”

Those who have been involved in mortgage servicing at a management level for any period of time are probably familiar with the concept of strict-liability consumer protection laws. Under certain circumstances, these laws provide “consumers” (however that term is defined by the statute in question) with a right of action against lenders and servicers for errors, omissions or procedural missteps. Examples relevant to lenders and servicers include the Fair Credit Reporting Act, the Fair Debt Collection Practices Act and the Real Estate Settlement Procedures Act.

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