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Author Archives: Michelle Garcia Gilbert

Michelle Garcia Gilbert is president and CEO of the Gilbert Garcia Group, a Florida firm specializing in default services, creditors law, and REO. She has worked in foreclosure and creditors firms since 1989.

The Reverse Mortgage Conundrum

The reverse mortgage process can be complicated. Here's how reverse mortgages may be a positive tool for borrowers facing default, and how it could lead to foreclosure. Editor’s note: This feature originally appeared in the January issue of DS News, out now.

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The Fate of Fannie and Freddie and the Importance of GSE Reform

Almost everyone agrees that something needs to be done with the GSEs, and almost everyone recognizes that the “something” will be a complex undertaking, but we must be up to this task, we must be thoughtful about reform, avoid unintended consequences, and strike a middle ground between growing a private mortgage market and providing a government backstop.

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