Attorneys T. Robert Finlay and Michelle A. Mierzwa discuss California’s SB 2170, a measure that creates a new “First Look” policy for REO properties.
Read More »Bankruptcy Court Weighs in on Usury Laws
Attorneys T. Robert Finlay and Jonathan D. Fink explore a recent court ruling where a lender’s settlement agreement with its defaulting borrowers violated California’s usury laws by including a provision for interest at a higher rate than that allowed by state law.
Read More »Foreclosure Sales and Untimely Loan Modification Applications
Attorney T. Robert Finlay of Wright, Finlay & Zak, LLP delves into the state of California’s Homeowner Bill of Rights, and recent instances where protections against dual tracking came into play.
Read More »Did You Ever Wonder What It Takes to Enjoin a Foreclosure Sale?
Attorney T. Robert Finlay explains what mortgage lenders and servicers should know about TROs and Injunctions.
Read More »California Court of Appeals Invalidates Default Interest Provision
Most courts inherently do not like default interest because they see it as an improper “penalty.” Attorney T. Robert Finlay examines what the First District of the California Court of Appeals recently found in a recent case.
Read More »Legal Insights: Bankruptcy Discharge Does Not Accelerate Entire Debt
Attorneys Laura Coughlin and T. Robert Finlay explain a recent ruling where a borrower’s bankruptcy discharge does not start the six-year statutory period for enforcing the entire debt.
Read More »Next-Level Thinking on Employee Home Loan Assistance Programs
As employee home loan assistance programs are developed, employers must consider the implication of lending regulations. Legal experts Brett L. Foster and T. Robert Finlay share their thoughts with DS News.
Read More »California Court Revisits Homeowner’s Bill of Rights
DS News digs deeper into a recent California Court of Appeals finding could give loan servicers the ability to “clean up” any violations before going to sale.
Read More »Deflating a Balloon Partial Payment Conundrum
When the borrower does not remit the full amount owed on a mature loan, servicers are faced with legal considerations.
Read More »Time-Barred Foreclosures and the Statute of Limitations
Recent case law in Washington could have major implications for servicers attempting to foreclose on borrowers with bankruptcy in their past. Click through to read expert analysis.
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