A new Urban Institute report argues that the normalization of forbearances for life occurrences like job loss could keep thousands out of the foreclosure process every year.
Read More »The Future of Fannie Mae and Freddie Mac
A new opinion piece from Don Layton, the former Freddie Mac boss, explores how the GSEs came to be under government control, and what the future should hold for the two companies.
Read More »Housing Market: What to Expect in the Remainder of 2022
Housing market potential sagged to its lowest point since May 2020 in September, falling from August to an estimated 5.38 million at a seasonally adjusted annualized rate.
Read More »DS5: Streamlining Mortgage Servicing & Origination Processes
In this episode of DS5, Nathan Bossers, President of Boston National Title, and Jane Mason, CEO and Founder of Clarifire, discuss how they are working together to make the lives of servicers and originators easier.
Read More »D&I Directives: Celebrating Differences and Fostering Inclusivity
Timika Scott, SVP, US Bank, discusses how the mortgage industry can work to build and strengthen its commitment to diversity, equity, and inclusion.
Read More »Layton Examines Implications of Record-High Pandemic Mortgage Profits
Don Layton, the current Senior Industry Fellow at the Joint Center for Housing Studies at Harvard University—and former CEO of Freddie Mac—released a new column on the policymaking implications of record-high mortgage origination profits during the pandemic he authored after the ...
Read More »Workforce Configuration to Meet Client Needs
As many pivoted during the pandemic managing their workforce, Steven Mowers of Claims Recovery Financial Services explains how CRFS met these challenges to craft a more diverse and inclusive culture.
Read More »After Initial Denial, Florida Court Authorizes Foreclosure on HELOC
Litigation Partner Adam Diaz discuses a recent Florida District Court of Appeals decision involving a family defaulting on their HELOC.
Read More »A Modest Suggestion for a New Era
Americans have a lot invested in residential real estate, about $12 Trillion by way of traditional first mortgages on single-family homes. While that number may be shocking, 70% of that debt has been financed by four government agencies Freddie Mac ...
Read More »Is Now the Time to Readdress Conforming Loan Limits?
The conforming loan limit reached $971,000 last year for high-priced areas, leading to concerns the government may be subsidizing loans for wealthy families unnecessarily. Former Freddie Mac CEO Don Layton takes a deeper dive into this issue.
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