Commentary

The chain of title is the guy-wire that holds the home finance industry upright. Without some method to determine who owns a given parcel of real estate, it cannot be used as collateral for a loan. In cases where these loans go into default, a clear title is essential for a smooth foreclosure and REO process. Unfortunately, problems arise that cloud the title, increasing loss severity for investors.

State lifts restrictions in exchange for fine and debt forgiveness; company admits no wrongdoing.

Big data, training new talent, and the uncertain future of the Dodd-Frank Act are posing challenges to the appraisal industry. What does the future of the appraisal industry look like?

What can companies do to combat all the potential problems that may arise when a property sits vacant for a lengthy period of time while in the process of foreclosure? Chad Mosley, COO of MCS Solutions, sheds some light on the topic.

Paul Olaf Johannsson, Senior Default Servicing Manage and VP with BSI Financial Services, discusses the shift that has taken place in the default servicing industry.

Several names have been thrown into the ring for FHA Commissioner including Ed Brady, Chairman of the Board for the National Association of Home Builders. DS News spoke with Brady, who shared his perspective on the work that needs to be done in housing policy.

John Ardy, CEO of Resitrader, gives insight into what mortgage trends he is currently seeing, the opportunities and challenges that come with these trends, and what industry shifts are anticipated for 2017.

Jonathan Lawless, VP of Product Development and Affordable Housing for Fannie Mae, discusses the Student Loan Payoff Refi solution and the anticipated outcome of implementation.

Josh Friend, CEO of InSellerate, dives deeper into the topic of mortgage technology systems and why they are increasing in popularity for lenders and servicers.

Dana Dillard, EVP and Chief Customer Officer for Nationstar Mortgage, sat down with DS News to give insight into the challenges and opportunities that come with being a woman in the mortgage industry.