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Daily Dose

Savings Clauses in Foreclosure

An overlooked topic in foreclosure law is the effect of savings clauses in loan documents. Here, legal experts discuss the importance of savings clauses, and how they can help, or hinder.

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Building Better Disaster Relief for Homeowners

hurricane vortex

During a House Committee on Financial Services hearing, experts and politicians put forth ideas to improve Community Development Block Grant flexibility, with an emphasis on helping homeowners during the rebuilding process.

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The Obduskey Effect: Foreclosures, FDCPA, and the Supreme Court

The Fair Debt Collection Practices Act’s definition of “debt collectors” has led to both extensive litigation and contradictory Circuit Court decisions. Codilis & Associates member Lauren Riddick dives into the impact of the case, and discusses how the results may clear up some of these contradictions.

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The State of Homeowner Credit

debt

Homeowners are feeling a high debt-to-income ratio, but according to recent data, not all is lost. Here’s how some of that pressure may be relieved.

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Where Young Millennials Are Buying Homes

To figure out where 20- to 29-year-olds are buying the most homes, a report calculated where they took out the highest percentage of mortgages in 2018 in the 200 largest metropolitan areas. Here’s what it revealed.

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