Why is the outlook for housing so bright for 2016?
Read More »TRID: Putting the Spotlight on Vendor Management
A summary of the mortgage industry during 2015 in one word is “TRID”; in two words, “TRID” and “Terror.” As 2016 commences, TRID may still be at the forefront of the industry, but perhaps for a different reason
Read More »Continued Economic Growth Vital for Still-Challenged Markets
With foreclosure volumes—and the need for loss mitigation—on a steady decline, the question is whether or not housing markets can sustain their growth.
Read More »Are Rising Consumer Credit Default Rates Becoming a New Trend?
Consumer credit default rates, including first and second mortgage default rates, increased for the second consecutive month in November. Should the industry be concerned?
Read More »Here’s what Home Price Growth and Declining Negative Equity Mean for the Housing Market in 2016
The number of homes with equity has been on the rise while the number of homes with negative equity has been falling. What are the implications for the mortgage market and for the overall economy?
Read More »Why is the Gap for Risk Between First-Time and Repeat Homebuyers Widening?
First-time homebuyer loans are becoming riskier.
Read More »Bucking the Trend
Conventional wisdom says that keeping rehab costs at a minimum is the best was to recoup losses on vacant and abandoned properties. The conventional wisdom may be wrong. This special print feature originally appeared in the December 2015 issue of DS News magazine.
Read More »Freddie Mac’s Seller-Servicer Updates—And What They Mean
Exactly what changes can sellers and servicers of mortgages owned or guaranteed by Freddie Mac expect in the coming year regarding the way that they do business?
Read More »How are Residential Mortgages Performing at the Largest Banks?
What effect has the improved economy had on the share of mortgages at the largest banks that are current and performing, as well as on those that are delinquent?
Read More »Ask the Economist: Why Raise Rates Now?
Ask the Economist is an ongoing series in which DS News talks with an economist about the most pressing issues facing the nation's housing industry and the economy. This installment features Frank Nothaft, SVP and Chief Economist with CoreLogic.
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