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Journal

A Look Ahead at the 2018/2019 Housing Market

With the economy on cruise control and a solid labor market, it would seem like ideal conditions for brisk home sales. The fly in that ointment is that there just aren't enough homes for sale to drive sales totals higher. ...

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Dodd-Frank Reform and Tenant Protections in Foreclosure

foreclosures

On Thursday, President Trump signed Senate Bill 2155, the Economic Growth, Regulatory Relief, and Consumer Protection Act, into law. The bill, designed evolve and streamline regulations put in place by the 2010 Dodd-Frank Act, was passed by the House of ...

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Untapped Urban Development Potential

Urban sprawl, by its very nature, means cities are forever expanding outward. Initially, their borders expand, and then eventually, as they bump up against those constraints, the challenge becomes figuring out ways to make the most use of the space ...

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Best Markets for Single-Family Rental Investment

House for rent

With rent prices increasing right alongside home prices in many markets, rental investment can pay serious dividends for those savvy enough to do their homework before they invest. But like the old adage goes, one critical element is “location, location, ...

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The Changing Makeup of Consumer Debt

debt

Mortgage debt makes up a noticeably smaller share of total consumer debt than it did a decade ago, according to the latest Equifax National Consumer Credit Trends Report, covering data for March 2018. According to the Equifax report, mortgage debt ...

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Buying vs. Renting: A Financial Perspective

In a little under two years, owning a home becomes more financially viable than renting an identical home, according to the latest Zillow Buy-Rent Breakeven Horizon. It takes just under 1 year and 11 months for homeownership to be more ...

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Delinquencies Reverse Course

Mortgage delinquencies defied several trends in April, according to the latest First Look at the month’s mortgage performance data from Black Knight, Inc. April is typically a month that sees an increase in mortgage delinquencies. In fact, historically, delinquencies have ...

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Carrington Holding Company Expands Leadership

Aliso Viejo, California-based Carrington Holding Company announced that it is expanding the leadership team of the Carrington Retail Group (CRG), the company’s direct-to-consumer division that integrates real estate, lending, and title services to provide an extraordinary customer experience. CRG has ...

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Industry Sounds Off on Dodd-Frank Reform Bill

The House of Representatives on Tuesday voted in favor of S. 2155, the Economic Growth, Regulatory Relief and Consumer Protection Act. The bill seeks to evolve and streamline regulations put in place by the 2010 Dodd-Frank Act. The final vote ...

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Sen. Schumer Calls for Flood Insurance Reform

flooding

With the beginning of hurricane season mere weeks away, Senate Minority Leader Chuck Schumer has announced an “all-out push” to convince Congress to extend and reform the nation’s flood insurance program. Schumer shone a spotlight on the issue Monday during ...

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