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Clarida Nom Heads for Senate Vote

On Tuesday, the Banking Committee advanced the nomination of Richard Clarida for Vice-Chairman of the Fed, as well as Michelle Bowman for Member of the Board of Governors of the Fed. Hit the link to learn more about the nominees.

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CFPB vs. PHH—An Unexpected Conclusion


A years-long legal battle between the Bureau and PHH centered on accusations of illegal kickbacks. Read on to find out why the Bureau decided to drop the case, and what this means for the lender and servicer.

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500 Days in the Housing Industry

As the Trump administration celebrates 500 days in office this month, take a look at the key legislation and nominations that have impacted the industry during this time.

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‘Improving Transparency and Accountability at CFPB’


In April, CFPB Acting Director Mick Mulvaney had recommended steps to improve the “transparency and accountability” at CFPB. Here’s what the Financial Services Committee discussed at a hearing on Wednesday on these reforms.

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Achieving Sustainable Homeownership

credit scoring

With the FHFA considering the possibility of changing the credit score requirements the GSEs requires, what are the advantages of credit scoring competition and what impact could these potential changes have on future default rates?

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