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Print Features

  • The Tools and the Talent

    Travis McGee of ECI Software Solutions details why tech-savvy technicians are critical when it comes to prepping foreclosed homes. ...

  • Don’t Wait for Regulations

    Matthew Perez of FICS explains why mortgage servicers need to embrace non-English-language support now. ...

  • The Hurdles Ahead

    DS News speaks with representatives of Chase Home Lending, Fannie Mae, U.S. Bank, and more about last year’s victories and how they’re facing the recessionary economic challenges of 2023. ...

  • What Kind of Service Can You Expect?

    Adel Issa of Carrington Mortgage Services explains how quality mortgage servicing is critical as the housing market shifts. ...

  • Managing ‘Buy vs. Build’

    Jane Mason of Clarifire discusses the traditional mindset that mortgage servicers either need to buy technology or build it themselves, a thought process that has handcuffed the industry’s digital growth. ...

The Underappreciated Impact of Dodd-Frank: The Rise of Federal and State Regulatory Cooperation

There are multiple levels of regulation in the financial services industry with federal, state, and even local officials supervising companies within the industry. These regulators often cooperate, but also sometimes act in conflict with one another in their pursuit of consumer protection and enforcement of laws. This select print feature originally appeared in the February 2015 issue of DS News magazine.

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Ginnie Mae: Transforming the Evolving Marketplace

Today’s housing market barely resembles the market that existed five or even four years ago, much less the environment that was in place when Ginnie Mae was created in 1968 or when it issued the world’s first mortgage-backed security (MBS) in 1970.

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Vandalism, Arson — Or Both?

With so many legal stipulations to bear in mind, deserted dwellings are anything but an open-and-shut case. As foreclosure resolution time frames swell, servicers and investors must maintain property preservation standards for longer periods of time. Properties at the highest risk of loss or damage are vacant properties. Vacancy presents a host of problems to servicers and investors in managing their foreclosure inventory. Paramount among those concerns is vandalism.

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Prudent or Petty: The Government’s Settlement Strategy

In light of their ineffectiveness in preventing another downturn in housing and their possible contribution to the slowness of the housing recovery, the question then becomes whether the imposition of penalties by the federal government, while "not insurmountable," is really in the best interest of the American consumer. Are they prudent or just petty?

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Shuffling the Deck: Staying Ahead of the Housing Recovery

Housing Recovery

In the housing industry, the only constant is change. In an economy that is still on the road to housing recovery and an industry that is still in a period of consolidation after the biggest financial downturn since the Great Depression, the best in the business are nimble on their feet and adaptable to the set of circumstances that is presented.

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Cost of Compliance: Community-Based Mortgage Servicing

Mortgage Servicing

New regulations have the propensity to transform the mortgage industry into a system where servicers deliver, regulators protect, and consumers trust again. The Consumer Financial Protection Bureau’s (CFPB) mortgage servicing regulations aim to do just that—get delinquent borrowers into loan modification plans and establish effective communication channels between the servicer and borrower to ultimately protect them from foreclosure.

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Villains … or Victims?

Select Print Feature, originally appeared in the February 2013 issue of DS News magazine.   Suicide. Accusations of prosecutorial overkill fanned by political aspirations. Scores of homeowners perhaps unfairly evicted. All elements, surely, of a nightmarish made-for-TV movie, right? Unfortunately, ...

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Driving the Market

What's Driving the Market?

Select Print Feature, originally appeared in the December 2012 issue of DS News Magazine.   For get prices. Forget mortgage rates. The main driver of housing demand—according to three separate and distinct market studies—is confidence, primarily assurance that the value ...

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