Apartmentguide.com released its best cities to repair bad credit and found that New Brunswick, New Jersey, to be the best market to repair bad credit.
The release states that New Brunswick is New Jersey’s fastest-growing market, has a lower average credit card debt of $1,492, and has an unemployment rate of 3.6%. The cost of living score comes in at 121.3, which is slightly higher than the national average of 100, but significantly lower than close-by New York City’s cost of living of 209.
Residents of New Brunswick also had the lowest average credit score of 578.
Following New Brunswick was Darlington, South Carolina; Hamtramck, Michigan; Horn Lake, Mississippi; and Laurens, South Carolina.
Darlington had the lowest average credit card debt of $1,193 and the lowest cost of living score of 76.1. Hamtramck has a lower cost of living and only one in 300 renters are being evicted.
When it comes to the worst places to repair bad credit, Dulton, Illinois, took the top spot. According to the report, Dolton has the least amount of opportunity to improve your finances, as it has an unemployment rate of 7.1%.
The market also has high credit card debt at $2,077.
Joining Dolton was Paterson, New Jersey; Waterbury, Connecticut; Maywood, Illinois; Suitland, Maryland. Suitland had the highest average credit card debt at $2,246.
Poor credit scores, according to a study by LendingTree earlier this month, are among one of the many pieces that could be impacted by foreclosures. 
The report states that there were over 600,000 homes in foreclosure in the U.S., the lowest since the financial crisis, when foreclosures peaked at about 2.9 million in 2010.
“To assess how long the damage from a foreclosure lingers, LendingTree conducted a lengthy study of how credit scores trend after foreclosure,” said LendingTree Chief Economist Tendayi Kapfidze. “We also assessed the loan terms offered to borrowers with a foreclosure on their record compared to those without.”