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Tag Archives: Access

Banking Committee Considers Fed Nominees

Richard Clarida and Michelle Bowman gave their testimony during their nomination hearing for top jobs at the Fed by the Banking, Housing, and Urban Affairs Committee. Click through to learn what they had to say about their potential roles.

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GSEs Expand Credit Box, Take More Lending Risk

A new index shows the GSEs are expanding their credit boxes and taking more risk, making it easier for consumers to get a mortgage loan. Government, portfolio, and private-label security channels are not expanding the box, however, and are actually decreasing the amount of risk they take in lending. Though overall mortgage credit availability is largely stable, there is still much room to expand the credit box—particularly in these more stringent markets.

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