A new study from Point revealed nearly 90% of homeowners nationwide aged 50-80 want to remain in their homes, but many remain unprepared for the costs of necessary home improvements to do so.
Read More »GSEs Update Single-Family Pricing Framework
Fannie Mae and Freddie Mac have changed their upfront fee structure to strengthen their safety and soundness by enhancing their ability to improve their capital position over time.
Read More »Cash-Out Refis Dominate Market, Increasing Risk Level
The latest Mortgage Default Index (MMDI) published by Milliman, Inc., showed that mortgage risk rate continues to increase in the second quarter of 2022 with heavy cash-out refinance volumes weighing on the market. According to Milliman, the default risk for ...
Read More »How Did Refis Impact the 2008 Financial Crisis?
While there is still debate about the various factors that contributed to the 2008 financial crisis and the collapse of the housing market, a new paper by the Urban Institute suggests that the poor performance of cash-out refinances, and refinances in ...
Read More »Housing Market 2018: Predicting What’s to Come
What are the trends that will define the year to come? ValueInsured Founder and CEO Joe Melendez sets his sights on the shape of the 2018 housing and mortgage market.
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