Here's how a proposed rule on Property Assessed Clean Energy financing by the consumer watchdog could impact the ATR requirements under the Truth in Lending Act.
Read More »The Week Ahead: CFPB Director Headed for Capitol Hill
Kathy Kraninger, Director of the Consumer Financial Protection Bureau will testify during the House Financial Services Committee’s semi-annual review of the consumer watchdog. Here’s what else is happening in The Week Ahead.
Read More »Addressing the State of the Union
Here are the details of President Trump’s State of the Union speech to the 116th Congress and what some of the issues addressed by him could mean for the housing industry.
Read More »Senior Leadership Changes at CFPB
The consumer finance watchdog on Friday, January 25, issued a press release announcing additions to its senior leadership team. Here’s more on the appointments.
Read More »The Challenges of Obtaining Mortgage Payment Assistance
What are the mortgage issues that vex borrowers the most? Here’s what CFPB’s snapshot on mortgage complains revealed.
Read More »When Vets Fall Behind on Mortgage Payments …
A new report by the CFPB gives insight into some of the most common complaints by military servicemembers. Here’s what they had to say about their dealings with mortgage lenders and servicers.
Read More »Debt-to-Income and Delinquencies
What is constraining debt-to-income ratios from returning to pre-crisis levels? The latest report on the Ability to Repay Rule from CFPB might have the answer.
Read More »Reforming Housing Finance in the Absence of Legislation
A new report by the Milken Institute calls for administrative reform to strengthen the housing finance system. Here’s why.
Read More »Interpreting RESPA’s Regulation X
How can servicers succeed in legal cases that require an understanding of RESPA regulations to create a win-win for lenders and borrowers? Editor’s note: This feature originally appeared in the January issue of DS News, out now.
Read More »To BFCP or Not To BFCP: That Is the Question
While the new Director at the CFPB halted the agency’s name change, here’s where she said it would still be called Bureau of Consumer Financial Protection.
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