Tag Archives: credit

The Federal Reserve Bank of New York takes a look at what economic indicators are Americans watching out for this year.

Here are the factors that have led to the rise in increasing default rates on first mortgages, according to a new report.

"Homebodies" are becoming more and more common as less homeowners sell their current homes. An economist gives insights on the factors contributing to this trend.

We take a look at credit availability and how that affects default risk. How does current risk compare to the years before the housing bubble emerged and burst?

Even though some borrowers across the nation saw an increase in mortgage credit availability in September, that wasn’t the case for everyone. Find out which borrowers saw the squeeze and which saw their availability grow.

A recent report took a look at how the tight inventory and easing credit have impacted the home market. Click through to find out more.

A new study has found that homeowners with negative equity, those who owe more on their mortgage than the value of their home, are decreasing. Here’s how rising home equity can support additional consumption spending and home improvement expenditures.

Millennials are buying, but many can do better. See what changes these young buyers can make to get on the path to sustained homeownership.

While consumers expect the access to credit to tighten over the next few months, here’s what a New York Fed survey revealed about consumer expectations on home prices and debt payments.

What are the shifts in the distribution of housing wealth and how has it evolved after the Great Recession? A research by the New York Fed found some compelling answers.