Tag Archives: credit

In a new paper, Harvard Center for Housing Studies Senior Industry Fellow and Former Freddie Mac CEO Don Layton discusses the question of legitimacy surrounding tightening mortgage standards.

The credit rating agency placed seven classes on Rating Watch Negative (and six related exchangeable notes) on Fannie Mae and Freddie Mac.

Tightening mortgage standards are due in part to Fannie Mae and Freddie Mac agreeing to buy loans in forbearance.

With plenty of room to expand, mortgage credit access restricts slightly.

Click through to read to read if a return to stricter lending practices could return due to COVID-19.

Growing up during a recession has not discouraged Generation Z customers away from credit products, including mortgages, according to a new study.

Credit scores alone are not enough to determine the likelihood of mortgage default. Here's how multiple factors complicate default risk, and which metrics can serve as the best early warning signs.

From program inception to date, the GSE has transferred a portion of the credit risk on more than $1.3 trillion of Single-Family mortgages based on UPB at issuance. 

While most of the market remained relatively unchanged, a new report reveals that Gen Z is entering the market, and showing some of the largest growth in mortgages and other credit products.

Americans are constantly being pressured to overspend on many things, including their homes. Here’s what a new report reveals.