Tag Archives: credit

Credit scores alone are not enough to determine the likelihood of mortgage default. Here's how multiple factors complicate default risk, and which metrics can serve as the best early warning signs.

From program inception to date, the GSE has transferred a portion of the credit risk on more than $1.3 trillion of Single-Family mortgages based on UPB at issuance. 

While most of the market remained relatively unchanged, a new report reveals that Gen Z is entering the market, and showing some of the largest growth in mortgages and other credit products.

Americans are constantly being pressured to overspend on many things, including their homes. Here’s what a new report reveals.

As some channels have taken on increased risks, mortgage credit availability increased to record levels. Here's why.

Earlier this year, Equifax and FICO announced a partnership, pooling their collective consumer financial data. Here's how that partnership may affect banks, lenders, and lending practices.

Each quarter, HUD releases a report on the FHA's single-family mutual mortgage insurance funds programs. Find out what was in this quarter's report.

In a hearing on holding credit bureaus more accountable the House Financial Services Committee sought answers from Equifax, TransUnion, and Experian on credit reporting. Here’s what the committee and witnesses had to say about making the process stronger and more secure.

The Federal Reserve Bank of New York takes a look at what economic indicators are Americans watching out for this year.

Here are the factors that have led to the rise in increasing default rates on first mortgages, according to a new report.