Tag Archives: Credit Scores

Underwriting processes to be enhanced to now support loans for credit invisible borrowers.

Faced with elevated home prices and stricter credit requirements, borrowers in Q3 placed, on average, higher down payments on their mortgage loans than ever before, according to Bloomberg. Citing a report from ATTOM Data Solutions, Bloomberg reports the median down ...

Equifax and FICO will integrate differentiated data and precision decisioning to help financial institutions optimize interactions with customers.

A study analyzing the credit profiles of millennnial homeowners and renters revealed some key differences that kept the latter from taking the plunge into buying real estate.

What are the four steps proposed by the FHFA to validate and approve the credit score models used by Fannie Mae and Freddie Mac?

A brief analyzing FHFA's recent proposal on enterprise capital looked to answer two key questions on risk and capital requirement across the business cycle.

The new system aims to improve credit access, giving consumers more control in the credit scoring process.

Are prepayment speeds related to credit scores? A recent webinar on residential mortgage servicing rights gave some new insights about the prepayment of loan products and FICO scores by comparing conventional and government mortgages.

As Sales Executive at LenderClose, Benjamin Dinkins will build relationships with credit unions and community banks for the lending technology firm.

What are the shifts in the distribution of housing wealth and how has it evolved after the Great Recession? A research by the New York Fed found some compelling answers.