The credit rating agency placed seven classes on Rating Watch Negative (and six related exchangeable notes) on Fannie Mae and Freddie Mac.
Read More »Mortgage Industry Shifting Its Credit Standards
Tightening mortgage standards are due in part to Fannie Mae and Freddie Mac agreeing to buy loans in forbearance.
Read More »Mortgage Credit Tightens Slightly
With plenty of room to expand, mortgage credit access restricts slightly.
Read More »Diminishing Access to Credit Possible
Click through to read to read if a return to stricter lending practices could return due to COVID-19.
Read More »Gen Z: Past Recession Not Impacting Current Credit Activity
Growing up during a recession has not discouraged Generation Z customers away from credit products, including mortgages, according to a new study.
Read More »Better Predicting Mortgage Default
Credit scores alone are not enough to determine the likelihood of mortgage default. Here's how multiple factors complicate default risk, and which metrics can serve as the best early warning signs.
Read More »Freddie Mac Passes $50B in Credit Risk Transfers
From program inception to date, the GSE has transferred a portion of the credit risk on more than $1.3 trillion of Single-Family mortgages based on UPB at issuance.
Read More »Gen Z Home Loans Catching Up
While most of the market remained relatively unchanged, a new report reveals that Gen Z is entering the market, and showing some of the largest growth in mortgages and other credit products.
Read More »The State of Homebuyer Regret
Americans are constantly being pressured to overspend on many things, including their homes. Here’s what a new report reveals.
Read More »Credit Risk: The Highs and Lows
As some channels have taken on increased risks, mortgage credit availability increased to record levels. Here's why.
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