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Tag Archives: debt

The Consumers vs. Home Prices

The latest Consumer Expectations survey released by the Federal Reserve of New York has found that household expectations about income earnings and spending growth remain robust. But what are consumers saying about home price changes?

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The Week Ahead: American Consumers and Debt

debt

On Tuesday, a survey looks at how consumers are dealing with debt and its impact on their daily lives. Here’s what else is in store in The Week Ahead.

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Debt Practices and the Downward Poverty Spiral

debt

A four-state collaborative of nonprofits has released a new report examining how state systems of debt collection, fines, and fees can create ‘downward spirals’ for low-income communities. Click through to read the full report.

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Is the Housing Market Over-leveraged?

Noting a strong correlation between housing leverage and serious delinquency, researchers at the New York Fed answer the question of whether homeowners are currently over-leveraged and how likely they are to default if home prices begin to slide.

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How Much of Household Debt Is Mortgage Based?

mortgages

A study found that household debts are approaching new highs. Here’s how mortgages and other consumer loans are impacting the rising debt numbers.

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Where are Homeowners Spending the Most on Their Mortgages

home prices

As homeowners across the country spend a bigger chunk of their income on mortgage payments, some of the hottest housing markets in the country are impacting the pockets of their residents more than others.

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Breaking Down Consumer Debt Collection Complaints

The Bureau of Consumer Financial Protection (formerly the Consumer Financial Protection Bureau) has released a new Complaint Snapshot, exploring consumer complaints regarding modern debt-collection practices. The Bureau has received approximately 400,500 debt collection complaints since July 2011, amounting to 27 ...

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The Changing Makeup of Consumer Debt

debt

Mortgage debt makes up a noticeably smaller share of total consumer debt than it did a decade ago, according to the latest Equifax National Consumer Credit Trends Report, covering data for March 2018. According to the Equifax report, mortgage debt ...

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The Evolution of Housing Wealth

What are the shifts in the distribution of housing wealth and how has it evolved after the Great Recession? A research by the New York Fed found some compelling answers.

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