As young adults face ever-higher rates of student debt, the housing and lending industry is feeling the slowdown.
Read More »Consolidation and the Value of Bank Debt
The Great Recession, although now fading into history, was certainly devastating to financial markets in general and banking institutions specifically. However, the strategic response to the crisis by financial institutions, coupled with legislative initiatives that drastically altered the regulatory landscape, ...
Read More »Where Homeowners Are Overleveraged
With mortgage rates falling and the buyer’s market in full swing, some potential homeowners might be tempted to go ahead and buy before they’re ready. Find out where homeowners may be overspending on mortgage payments.
Read More »The State of Homeowner Credit
Homeowners are feeling a high debt-to-income ratio, but according to recent data, not all is lost. Here’s how some of that pressure may be relieved.
Read More »Analyzing Millennial Homeowners’ Credit Profiles
A study analyzing the credit profiles of millennnial homeowners and renters revealed some key differences that kept the latter from taking the plunge into buying real estate.
Read More »HELOCs on the Wane?
While the overall household debt has peaked to its highest since 2008, here’s why the New York Fed’s report on household debt and credit highlight declining trends in housing debt.
Read More »10 Cities Where Homebuyers are Most Stretched
Which American city has the largest number of debt-ridden homebuyers and which has the least? Hint: Living on an island does not guarantee low debts.
Read More »Measuring Household Debt
A recent report analyzed household debt across the nation in the third quarter. See how data related to mortgage delinquencies changed during this period.
Read More »Where Homeowners are “Free and Clear”
Complete homeownership is the goal for many homeowners, as it means less debt and more financial freedom. Find out where buyers are really taking ownership of their houses.
Read More »The Rising Value of Senior’s Homes
Homeowners aged 62 and up are sitting on trillions in home equity, and rising. Click through to find out how senior mortgage debt and increased home values impacted equity.
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