Tag Archives: default

Leaders from financial services law firms and the servicing industry discussed hot topics that are impacting the default servicing landscape at the Legal League 100 Fall Servicer Summit during the Five Star Conference.

The FHA has signaled that it may tighten credit, noting that the debt-to-income (DTI) ratio for FHA-insured loans has been consistently increasing for six years. In a new report, find out just how much DTI impacts defaults and repayments.

Both repossessions and foreclosures increased in August, but according to a new report, some cities ran contrary to the national trend, posting increases.

A new index assessing the risk of default for government-backed mortgages revealed the correlation between the current economic conditions and borrower risks.

According to research from JPMorgan Chase, borrowers can reduce their risk of default by increasing their liquidity. Here's why.

Was the spike in delinquencies just a blip or does it point to a longer-term trend? Here’s what a report revealed about the state of default and foreclosures across the country.

The economy has continued to grow since the recession ended in 2009, and a new report takes a look at what part housing has played.

DS News spoke to Gilbert Michelle Garcia Gilbert about the state of the industry, challenges, trends, upcoming court cases, and how technology will impact the industry moving forward. This feature originally appeared in the July issue of DS News, out now.

An analysis gives an overview of some of the pitfalls of the current False Claims Act the FHA must address to help lenders extend loans to higher risk borrowers—a demographic that is under FHA’s mission to serve.

According to a recent report, a homeowner's post-closing liquidity may be a better indicator of default risk than debt-to-income.