Delinquencies, foreclosures, and homes in negative equity all dropped over the last quarter and the last year, according to new data. But just how much have they dipped and why?
Read More »Holding the Line
The June 2017 First Look at Mortgage Data revealed mortgage delinquencies aren’t following normal seasonal patterns—but it’s a good thing. Read on to see what they’re doing.
Read More »Foreclosures Hit 10-Year Low, Despite April Uptick
The total national loan delinquency rate (loans 30 or more days past due, but not in foreclosure), spiked 13 percent from in April from March putting a little over 2 million properties past due. However, according to experts, there is no need for alarm. The rise is primarily due to the calendar with April ending on a Sunday.
Read More »Black Knight Financial Releases Latest Foreclosure Findings
The report found that the U.S. loan delinquency rate is on the decline and foreclosure starts are over 70,000.
Read More »How HELOC May Effect Lending Moving Forward
A rebound is underway that affects consumers and lenders positively. but Experian states that even with this positive outlook, though, consumers and lenders still should proceed somewhat cautiously.
Read More »Delinquency Rate Upswings in July
The national delinquency rate rose in July; what were the factors that contributed to this upswing?
Read More »Debt Still Runs High for Puerto Rico vs the U.S.
Amid a household debt increase of $35 billion in Q2 and the mortgage sector’s share of that debt declined from a huge spike in Q1, recently released data for Puerto Rico’s banking sector completes the picture of household debt for the Commonwealth.
Read More »No Ripples for Underwater Rates in Q2
The bad news is that 67 million homes in the United States are seriously underwater. The good news is that that number hasn’t gotten worse.
Read More »Spring Has Brought on More Delinquencies
What implications does April's rise in 30-day delinquencies have for the mortgage industry?
Read More »How Much of Rising Household Debt is Mortgage-Related?
Overall household debt in the U.S. was up by more than $50 billion in Q4. How much of that can be attributed to outstanding mortgage balances?
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