Two different reports show small increases in loan delinquencies in the back half of 2017, but the percentages remain comparatively low and bode well for the state of the economy in 2018. The American Bankers Association Consumer Credit Delinquency Bulletin ...
Read More »Out of Their Reach
Mortgage performance is perking up, thanks in large measure to our strengthening economy. But in a paradoxical twist, those same positive headwinds are creating a monetary maelstrom for many homebuyers, who lack the cash to lock a deal.
Read More »Down with Delinquency
According to a recent report, the mortgage delinquency rate has improved, but how much has it improved year over year?
Read More »Delinquencies Just Keep Declining
According to new reports from Fannie Mae and Freddie Mac, both GSEs are experiencing big drop-offs in serious delinquency rates. But how are the Enterprises faring in other areas?
Read More »2016 Brought Largest Foreclosure Decline on Record
The past year saw a record-breaking decline in the overall foreclosure rate. Will the trend continue through 2017?
Read More »Foreclosure Lows Are the Needed Boost to Housing Stocks
With rates for delinquency and foreclosure down across the board, housing demand grows and new construction will become necessary in order to raise housing inventory.
Read More »Housing Market Weathering Ongoing Headwinds
Much of the reason for the optimism lies in the fact that delinquency rates are down nearly across the board and are zeroing in on pre-bust levels.
Read More »SFR Securitizations Keep Delinquency Rates Low
While delinquency rates were low, lease expirations trended higher; what effect did this have on vacancy rates in single-family rental securitizations?
Read More »Vacancy Rates Down for SFR Securitizations, But Trend Not Expected to Continue
The ARP 2014-SRF1 transaction (American Residential Properties) once again had the highest delinquency rate out of the 21 transactions at 2.2 percent as of the end of August, holding steady from July after taking a big drop from 3.0 percent in June.
Read More »Delinquency Rates Remain Low Across SFR Securitizations
According to Morningstar, the retention rate for month-to-month leases improved for most of the transactions in July after dropping in 15 out of 17 transactions in June. The retention rates of scheduled lease expirations remained within Morningstar's expectations for July, in the mid-70s.
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