What is constraining debt-to-income ratios from returning to pre-crisis levels? The latest report on the Ability to Repay Rule from CFPB might have the answer.
Read More »Another Look at GSE Credit Score Models
What are the four steps proposed by the FHFA to validate and approve the credit score models used by Fannie Mae and Freddie Mac?
Read More »Evictions Webinar Explores PTFA Implications
A complimentary webinar from the Legal League 100 will dive into the recent restoration of the Protecting Tenants at Foreclosure Act, implications for evictions processes, and related matters servicers should consider moving forward. Click through for all the details.
Read More »Dodd-Frank Reform and Tenant Protections in Foreclosure
On Thursday, President Trump signed Senate Bill 2155, the Economic Growth, Regulatory Relief, and Consumer Protection Act, into law. The bill, designed evolve and streamline regulations put in place by the 2010 Dodd-Frank Act, was passed by the House of ...
Read More »Industry Sounds Off on Dodd-Frank Reform Bill
The House of Representatives on Tuesday voted in favor of S. 2155, the Economic Growth, Regulatory Relief and Consumer Protection Act. The bill seeks to evolve and streamline regulations put in place by the 2010 Dodd-Frank Act. The final vote ...
Read More »The Policy Makers
Some of the industry’s greatest minds discuss the lessons they learned during the housing crisis, and how it’s shaping their stance on housing policy today. Editor’s Note: This story was originally featured in the April issue of DSNews, out now.
Read More »Dodd-Frank Rollback to Impact PACE ABS Market
An analysis of the Dodd-Frank Act modifications by Moody’s has found that the amendment to the federal Truth in Lending Act (TILA) passed by the U.S. Senate last week will help clarify certain federal consumer protection responsibilities for participants in ...
Read More »What Will Dodd-Frank Modification Bill Mean for Housing?
The United States Senate voted Wednesday afternoon to advance S. 2155, the Economic Growth, Regulatory Relief, and Consumer Protection Act, after several weeks of debate, amendments, and negotiation. On Wednesday afternoon, the Senate finally voted 67-31 to end debate on the bill, capping ...
Read More »Senate Debates Dodd-Frank Modification Bill
On Wednesday, the Senate entered its second day of debate over the Economic Growth, Regulatory Relief, and Consumer Protection Act. The bill enacts modifications to the Dodd-Frank Wall Street Reform and Consumer Protection Act signed into law in 2010 by ...
Read More »Wallison: Treasury Department Wrong on Regulation Approach
Former White House Counsel and Senior Fellow in Financial Policy Studies at the American Enterprise Institute Peter J. Wallison put in an appearance Thursday on CNBC’s The Santelli Exchange, where he criticized the U.S. Treasury Department’s recent approach to regulation ...
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