The conforming loan limit reached $971,000 last year for high-priced areas, leading to concerns the government may be subsidizing loans for wealthy families unnecessarily. Former Freddie Mac CEO Don Layton takes a deeper dive into this issue.
Read More »Forbearance Exits Continue to Rise
The number of homeowners in forbearance plans fell further in December, as the MBA estimates that just 705,000 U.S. homeowners are currently in some stage of forbearance.
Read More »Thompson Testifies Before Senate Banking Committee
Acting FHFA Director Sandra L. Thompson spoke before the Senate Banking Committee, pending her confirmation as Director of the Agency.
Read More »Understanding the HAF
Attorney Marissa M. Yaker details what you need to know about the Homeowner Assistance Fund, and the HAF’s goal of mitigating financial hardships associated with the pandemic.
Read More »Consumers Indicate Now Is The Time To Sell
Fannie Mae’s latest iteration of the monthly Home Purchase Sentiment Index (HPSI) fell by a slight 0.5 points to 74.2 in December as consumers wildly differed on whether it is a good time to buy or sell a home and their outlook on the economy. When combined, these metrics ...
Read More »FHFA to Increase GSE Pricing Framework
Beginning April 1, Fannie Mae and Freddie Mac will add upfront fees to both high-balance loans and second home loans.
Read More »Rent Payment History’s Impact on Delinquencies
A new TransUnion analysis dives into the benefits of rent reporting for property managers and consumers.
Read More »FHFA Finalizes GSE’s Housing Goals
To meet its goal of supporting equitable access to housing opportunities nationwide, the FHFA has issued its single-family and multi-family housing goals and subgoals for 2022-2024.
Read More »Short Supply and Affordability to Constrict Housing Market in 2022
Fannie Mae’s ESR Group found that, despite the nation’s solid economic finish to 2021, inventory and inflation will dampen the housing forecast in 2022.
Read More »Home Construction Stunted by Supply Chain Issues
Housing starts may be on the rise, but supply bottlenecks and labor scarcity are impacting the pace of home builders.
Read More »