Tag Archives: FHFA

It may be tougher to qualify for a mortgage loan to buy a home now than it was 10 years ago. But at least Fannie Mae and Freddie Mac are helping borrowers who already have homes to stay in them.

Despite having similar business models and charters, Fannie Mae and Freddie Mac have significant variations in risk assessments between them. What does the OIG recommend is the best way to reduce these variations?

It's a holiday week, but key metrics that drive housing aren't taking time off.

What are some of the initiatives Fannie Mae and Freddie Mac plan to implement in 2016?

Helping families avoid foreclosure is one of the stated goals of Fannie Mae and Freddie Mac since the conservatorships began more than seven years ago.

The proposed regulation will require the GSEs to serve three underserved markets including manufactured housing, affordable housing preservation, and rural markets.

Eight of the nine members of the Financial Stability Oversight Council testify Tuesday before the House Financial Services Committee. Any realistic movement toward GSE reform leads to the FSOC, so what they say Tuesday will echo through the industry.

To date, the majority of credit risk sharing activity by the GSEs has been the back end variety. Representatives Stivers and Moore want to know if the FHFA plans to incorporate more front end risk sharing.

Antonio Weiss, Counselor to the Treasury Secretary, reiterated his stance against Treasury allowing for the recapitalization of Fannie Mae and Freddie Mac and releasing them from the FHFA’s conservatorship, stating that “This approach is simply a bad deal for taxpayers and homeowners alike.”

The FHFA has announced Fannie Mae's and Freddie Mac's maximum conforming loan limits for next year, and they will remain the same in most of the country. What areas will see an increase?