As the years go by, technology progresses. New computers and cellphones, more efficient ways of handling paperwork—but what about credit reporting?
Read More »Serving the Underserved
The question of how the government-sponsored enterprises could serve underserved markets, such as very low-income, low-income, and moderate-income families could recently have come that much closer to finding an answer.
Read More »The Hurdles of Housing Inventory
Housing inventory is historically low, and it’s driving up home prices—and demand—across the country. But what’s causing the shortage and how can the market overcome it? New data has some answers.
Read More »Delinquencies Just Keep Declining
According to new reports from Fannie Mae and Freddie Mac, both GSEs are experiencing big drop-offs in serious delinquency rates. But how are the Enterprises faring in other areas?
Read More »Freddie Mac: Bright Future Ahead
Freddie Mac remains optimistic at the future of the housing market, despite factors that otherwise point the other way. . .
Read More »GSEs Transfer Billions in Mortgage Risk
Fannie Mae and Freddie Mac have transferred billions in mortgage credit risk this year. But how much exactly have they moved?
Read More »Rates Go Down, but Things Are Looking Up
Fannie Mae and Freddie Mac backed mortgages are hitting a 15-year high, according to a recent report. However, this is one of the few rates that increased—and that’s a good thing.
Read More »Government-Sponsored Rental-Prise?
Freddie Mac could be branching out into different markets in the near future, according to one report. If this lateral move comes to pass, what might it look like for the government-sponsored Enterprise?
Read More »A Closer Look: Why the Housing Market Needs Securitization
The FHFA, as the regulator of Fannie Mae and Freddie Mac, is beginning to build a platform that handles much of the securitization functions they provide. What are the benefits to this and how will it affect talk of reform in the housing market?
Read More »Finishing Strong
The FHFA recently settled the 17th of the 18 lawsuits it has filed on behalf of Freddie Mac and Fannie Mae. Read on to see the sum each Enterprise is going to receive.
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