Tag Archives: GSEs

Semper Capital, a independent investment management firm, believes that the Credit Risk Transfer market continues to be a compelling investment vehicle. Following the mortgage crisis, the Federal Housing Finance Agency has mandated a number of changes affecting the government-sponsored enterprises (GSEs), reducing the risk of losses that the GSEs may pose to taxpayers. Semper believes that the CRT market remains well supported and the collateral and structural benefits are high.

The Five Star Diversity Symposium was a day-long event focused on advancing the conversation on diversity within the mortgage industry, and featured keynote addresses from industry leaders as well as panel discussions. Represented were companies and government agencies within the mortgage industry, including the Federal Housing Finance Agency (FHFA), Freddie Mac, Fannie Mae, the Consumer Financial Protection Bureau, and the Federal Home Loan Bank of Dallas.

Federal Housing Finance Agency Director Melvin Watt testified before the U.S. Senate Committee on Banking, Housing and Urban Affairs Thursday on the status of the housing finance system after nine years of conservatorship. His message? Fannie Mae and Freddie Mac need to be reformed, and soon, else taxpayers will be footing a hefty bill next year.

In an effort to better serve some persistent affordable housing problems in the U.S. Fannie Mae and Freddie Mac released their proposed Duty to Serve plans. "Duty to Serve presents a welcome opportunity to lead the mortgage industry and help more American families with their housing needs," said Danny Gardner, Freddie Mac's vice president of affordable lending and access to credit. The purpose of the plan is to better serve some persistent affordable housing problems in the U.S.

Privatizing the GSEs could potentially have an adverse effect on the mortgage market in the United States, according to Kroll Bond Ratings Agency.

Fannie Mae and Freddie Mac will suspend evictions as the holiday season approaches.

The calls for housing finance reform have come from just about everywhere—the left, the right, and every type of organization. Now they've come from a council that was created by Dodd-Frank.

CoreLogic, a global property information, analytics, and data-enabled services provider, announced that its condominium project review solution, CondoSafe, will support the new Fannie Mae and Freddie Mac Condominium Project Questionnaires that the GSEs announced on March 29, 2016.

Is the government doing enough to reduce the risk of another taxpayer-funded bailout of Fannie Mae and Freddie Mac?

This commentary features a discussion with Lindsey Johnson, President and Executive Director of U.S. Mortgage Insurers, on front-end risk sharing transactions with MI as opposed to back-end risk sharing transactions.