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Tag Archives: HAMP

Slowing Loan Mods, Liquidations Even Out

The improved credit quality of mortgage loans originated post-crisis has resulted in fewer delinquencies and defaults, which in turn has resulted in a substantial decline in loan modifications industry-wide.

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The Effect of Stepups on HAMP vs. Proprietary Mods

Borrowers who received modifications both through government programs and proprietary programs will invariably experience an increase in monthly payments due to interest rate stepups after five years. How are these modifications performing?

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