A recent study claims that the GSE "patch" disproportionately benefits minority and lower-income borrowers. What could its upcoming expiration mean for the industry?
Read More »Why Aren’t Gen Xers Downsizing Their Homes?
Here’s what a new report revealed about the buying and selling habits of different generations and why Gen Xers and millennials are opting for multi-generational homes.
Read More »10 Cities Where Homebuyers are Most Stretched
Which American city has the largest number of debt-ridden homebuyers and which has the least? Hint: Living on an island does not guarantee low debts.
Read More »The Key to Easing Mortgage Defaults
Here’s what a new research that gauged the impact of mortgage payment and principal reduction revealed about how they impacted defaults and delinquencies and the implications for policies on how financial institutions can help homeowners facing default.
Read More »The Consumers vs. Home Prices
The latest Consumer Expectations survey released by the Federal Reserve of New York has found that household expectations about income earnings and spending growth remain robust. But what are consumers saying about home price changes?
Read More »Home Price Pessimism on the Rise?
In a seller's market, ‘buyer's remorse’ is increasing as both homeowners and buyers worry about the sustainability of home prices, a study found. But which housing markets are feeling this the most?
Read More »FDIC Dodd-Frank Stress Test Scenarios Highlight Economic Expectations
Unemployment, exchange rates, prices, income, and interest rates are some of the economic factors that will reveal whether banks in the U.S. are armed with robust capital planning processes and sufficient capital to continue operations during times of economic or financial ...
Read More »Manhattan, San Francisco Least Affordable U.S. Markets
A new report pinpoints Vancouver as the most unaffordable housing market in North America, but Manhattan and San Francisco are close behind. What other U.S. cities top the list?
Read More »Middle America Best for Middle-Income Households
See the best—and worst states—for Americans living on a middle-class income, based on factors like the cost of a mortgage, tuition costs, and more.
Read More »Lenders: Top 5 Cities with Fastest Income Growth
The salary a potential homebuyer earns can dictate whether affording a home is in reach, and according to a study released Tuesday by GOBankingRates, location is just as important as ever when considering income potential. Some cities have household incomes ...
Read More »