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Tag Archives: Insurance

Before and After the Storm

For homeowners, storm preparedness requires more than keeping a few cases of water on hand, though that is certainly a start. But the need for proper preparation definitely doesn’t apply only to homeowners. Damages can reach well beyond a storm’s physical path to impact all parties involved with a property. What steps can you take as an investor, aggregator, bank, or servicer to protect yourself and your interests this hail and hurricane season?

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FHFA Proposing New Insurance Requirements

The Federal Housing Finance Agency (FHFA) put out the call on Thursday for public comment regarding the draft of requirements that would apply to private mortgage insurance companies that insure mortgage loans owned or guaranteed by Fannie Mae and Freddie Mac.

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Freddie Mac Spreads Risk

Freddie Mac announced a move Wednesday aimed at reducing the risk to the taxpayer associated with its credit exposure in the residential mortgage market. The Enterprise has obtained a number of insurance policies underwritten by a panel of “well capitalized insurers and reinsurers”.

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Mortgage Insurance Delinquencies Decline in February

Short Sales

Radian Guaranty released data for primary mortgage insurance delinquencies for the month of February on Wednesday, reporting fewer loans are delinquent as of the end of the month. New insurance written for the month came in at $1.9 billion, with a beginning primary delinquent inventory of 58,782.

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Snapshot of the Affordable Care Act for Realtors and Other Professionals

If you are a human being in the United States, chances are you know about the Affordable Care Act (ACA). But do you really know about the ACA? Strange as it might sound, as a Realtor or other small business owner working in the industry, it is important that you do. There is a large amount of diversity when it comes to the employment situations of those working in the mortgage and real estate sectors, and this guide takes a look at just what the law means in each of those situations.

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