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Tag Archives: Joint Center for Housing Studies at Harvard University

Is Now the Time to Readdress Conforming Loan Limits?

The conforming loan limit reached $971,000 last year for high-priced areas, leading to concerns the government may be subsidizing loans for wealthy families unnecessarily. Former Freddie Mac CEO Don Layton takes a deeper dive into this issue.

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Housing Gains Still Facing Obstacles

While the national market now has enough momentum to be an engine of economic growth, the lingering pressures on homeownership, the eroding affordability of rental housing, and the growing concentration of poverty are very much in the way.

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Research: Housing Crisis Did Not Damage Homeownership Perceptions

After reviewing research on perceptions of homeownership, Harvard University's Joint Center for Housing Studies found the housing crisis does not appear to have had any major long-term effects on Americans' perceptions of homeownership. ""Our review of early research on the impacts of the housing crisis on attitudes toward homeownership suggest that no extraordinary efforts will be needed to attract American households back into the housing market,"" the Center said in its paper, Reexamining the Social Benefits of Homeownership After the Crisis.

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Report: Government Support Needed to Sustain Affordable Housing

Demand for rental housing is on the rise, but the federal government is reducing its role in the sector, according to a new report from Harvard University's Joint Center for Housing Studies (JCHS). Rental households now make up 35 percent of all households in the United States, according to JCHS. Researchers at the Center are concerned that as the federal government decreases its activity in the multifamily market, affordable housing may become scarce.

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Study: Role of Nonprofits in the Home Repair Industry

Nonprofits such as Rebuilding Together, Habitat for Humanity, NeighborWorks America and others play a critical role in the home improvement and repair industry, according to a study from the Harvard Joint Center for Housing Studies. The report found that while the private sector spends about $300 billion a year to improve and repair homes, nonprofits support the home remodeling industry by fulfilling a need unmet by the private sector. By maintaining and improving homes for vulnerable populations, nonprofits help groups such as the elderly and disabled by creating a safer residence for those who may not be able to undertake crucial home repair projects.

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Homeownership Preservation Foundation Adds to Board of Directors

Dr. Christopher Herbert, research director at the Joint Center for Housing Studies at Harvard University, has been named to the board of directors of the Homeownership Preservation Foundation (HPF). Herbert spent the last two decades conducting research related to housing policy, housing markets, housing finance, and urban development. He also promotes and maintains homeownership for low-income and minority families.

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