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Tag Archives: Legislation

D.C.’s Address Confidentiality Act

Here are the potential challenges that servicers are likely to face due to legislation that may affect their ability to adequately assess title on certain properties in Washington, D.C. Editor’s note: This feature originally appeared in the January issue of DS News.

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After the Dust Settles

Weighing in on issues ranging from rent control and home construction to tax cuts and spending constraints, DS News untangles how the new landscape could impact housing and mortgage in 2019.

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Shifting Powers on Capitol Hill

The Mid-term elections are almost upon us and how America votes next week could determine the course of the housing market. Here’s what can change and what won’t.

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The Past and Future of PACE

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By T. Robert Finlay, Founding Partner, Wright, Finlay & Zak and Sonia Edwards, Senior Associate, Wright, Finlay & Zak, California With global warming and other environmental issues at the forefront of national policy, the creation of programs to finance energy-efficient improvements ...

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Dodd-Frank Rollback to Impact PACE ABS Market

An analysis of the Dodd-Frank Act modifications by Moody’s has found that the amendment to the federal Truth in Lending Act (TILA) passed by the U.S. Senate last week will help clarify certain federal consumer protection responsibilities for participants in ...

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Legislation to Extend Tax Relief to Distressed Homeowners Currently in House, Senate Committees

Congressman Tom Reed (R-New York) introduced the Mortgage Forgiveness Tax Relief Act of 2015 (H.R. 1002) on February 13, and that bill is now being heard in the House Committee on Ways and Means. Two weeks later, Senators Debbie Stabenow (D-Michigan) and Dean Heller (R-Nevada) introduced a similar bill (S. 608), which is currently in the Senate Banking Committee. Both bills would extend relief to homeowners on forgiven mortgage debt – the remaining mortgage balance when a borrower sells a home in a short sale to avoid foreclosure

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