An overlooked topic in foreclosure law is the effect of savings clauses in loan documents. Here, legal experts discuss the importance of savings clauses, and how they can help, or hinder.
Read More »The State of Homeowner Credit
Homeowners are feeling a high debt-to-income ratio, but according to recent data, not all is lost. Here’s how some of that pressure may be relieved.
Read More »OCC Shines Light on Outstanding Mortgage Debt
Here’s what the Office of the Comptroller of Currency’s report on the country’s mortgage performance revealed about the state of mortgage servicing and delinquencies across the nation.
Read More »Cloudvirga Partners With Ellie Mae
The joint solution is a fully bi-directional integration that seamlessly maps all data fields, from disclosure tracking to itemization of fees, creating a more robust dataset.
Read More »Analyzing Millennial Homeowners’ Credit Profiles
A study analyzing the credit profiles of millennnial homeowners and renters revealed some key differences that kept the latter from taking the plunge into buying real estate.
Read More »Maxine Waters: “This Hearing Was Long Overdue”
In a hearing on holding credit bureaus more accountable the House Financial Services Committee sought answers from Equifax, TransUnion, and Experian on credit reporting. Here’s what the committee and witnesses had to say about making the process stronger and more secure.
Read More »Carrington Adds New Member to its Correspondent Lending Team
In her new role, Minor will lead Carrington's Correspondent Lending Division's client acquisition and business development.
Read More »The State of Refinance at Fannie and Freddie
Latest data from the Federal Housing Finance Agency gives insights into the refinancing program of the GSEs and the numbers that matter.
Read More »HELOCs on the Wane?
While the overall household debt has peaked to its highest since 2008, here’s why the New York Fed’s report on household debt and credit highlight declining trends in housing debt.
Read More »Homebuyers: Should I Stay or Should I Go Now
A new report examines the factors that determine where a homebuyer will choose to relocate as they look to balance important factors like affordability, crime, and crime statistics.
Read More »