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Tag Archives: Milliman

Q4 2022 Delinquency Risk Held Steady at 3.5%

"The slight uptick in economic risk from 2022 Q3 to Q4 was offset by a decrease in borrower and underwriting risk, leading to the overall default risk remaining flat," said Jonathan Glowacki, a principal at Milliman.

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Cash-Out Refis Dominate Market, Increasing Risk Level

The latest Mortgage Default Index (MMDI) published by Milliman, Inc., showed that mortgage risk rate continues to increase in the second quarter of 2022 with heavy cash-out refinance volumes weighing on the market.  According to Milliman, the default risk for ...

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Milliman: Expected Slowdown Driving Uptick in Mortgage Risk

According to Milliman’s latest Mortgage Default Index (MMDI) covering the first quarter of 2022, mortgage originations continued a decline recorded over the last three quarters due to increased interest rates and a decline in originations and refinances.  The index value ...

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